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Regulatory risk report

In 2004, the Basel Committee on Banking Supervision issued the Basel II framework containing international standards for risk-adjusted capital adequacy. The standard was incorporated into German law (to which DVB is subject) on 1 January 2007 through the adoption of the German Solvency Regulation (Solvabilitätsverordnung – SolvV) of 14 December 2006, which was, in turn, the transposition into German law of the European minimum capital standards prescribed in the Banking Directive (2006/48/EC) and the Capital Adequacy Directive (2006/49/EC), and the corresponding equivalent requirements of the new Basel Capital Accord (Basel II).

In December 2010, the Basel Committee on Banking Supervision issued an extended framework, known as Basel III. This framework has taken effect from 1 January 2014 based on the requirements of Regulation (EU) No. 575/2013 (Capital Requirements Regulation – CRR). 

DVB has received supervisory approval for the use of the advanced Internal Ratings Based Approach (IRBA), effective 1 January 2008, for the determination of credit risk-related charges against regulatory capital.

With this report, DVB Bank SE, in its capacity as parent company of the DVB Bank Group – and as part of the DZ BANK Group – complies with the reporting requirements of Article 13 (1) sentence 2 of the CRR. These requirements cover all information required pursuant to Article 437, 438, 440, 442, 450, 451 and 453 of the CRR, on a partially consolidated basis. For the financial year 2015, DVB Bank SE provides as a minimum standard the information required under the Basel II framework applicable so far, in order to facilitate comparability with voluntary disclosures from previous years. This exceeds the minimum disclosure requirements pursuant to Article 13 (1) sentence 2 of the CRR.

Year Report Format
21.04.2016 
Annual Regulatory Risk Report of the DZ BANK Group –
Partial disclosure of DVB Bank SE 2015
 
29.04.2015
Annual Regulatory Risk Report of the DZ BANK Group –
Partial disclosure of DVB Bank SE 2014

02.05.2014 Regulatory Risk Report 2013
23.04.2013 Regulatory Risk Report 2012
11.04.2012 Regulatory Risk Report 2011
19.04.2011 Regulatory Risk Report 2010
13.04.2010 Regulatory Risk Report 2009
24.04.2009 Regulatory Risk Report 2008
29.08.2008 Regulatory Risk Report as at 30 June 2008

Contact

Markus Theisen
+49 69 9750 4454

markus.theisen@dvbbank.com