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Ratings

Since 1999 DVB has been rated by Moody's Investors Service (Moody's) and Standard & Poor's (S&P) at regular intervals. Below please find DVB's ratings:

Moody's	Sep 2009	June 2009	May 2007	Jan 2006	2005
Long-term debt and deposit rating	A1	A1	A1	A2	A3
Short-term rating	P-1	P-1	P-1	P-1	P-2
Bank financial strength rating	D+	C-	C	C-	C-
Outlook	negative	stable	stable	stable	stable

S&P	Dec 2011	Mar 2011	Jan 2009	Dec 2006	Aug 2006
Long-term counterparty credit rating	A+	A	A	A	A-
Short-term credit rating	A-1	A-1	A-1	A-1	A-2
Outlook	stable	stable	negative	stable	positive

For further information on rating definitions and criteria please confer Standard & Poor's (S&P) and Moody's Investors Services at www.standardandpoors.com or www.moodys.com respectively.

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